Filing for Bankruptcy in the San Fernando Valley

San Fernando Valley Bankruptcy Attorney

Filing for bankruptcy is an involved process with many steps.  Some of these steps differ depending on the type of bankruptcy you are filing, and they can often be complicated to the point that outside help is needed.  The standard procedure for filing for bankruptcy usually involves:

• Consulting with a bankruptcy attorney regarding your current financial situation and your available options.
• Providing financial and other documents to the attorney so that they can help you determine what type of bankruptcy is best suited to you.
• Completion of a credit counseling course prior to your filing for bankruptcy
• Reviewing and signing the bankruptcy petition that has been prepared once you have settled on the type of bankruptcy you will be filing.  This petition will then be promptly filed with the bankruptcy court.
• Attending a creditors meeting - In a Chapter 13 filing, your payment schedule will be discussed in this meeting, and barring any creditor objections, you will being making payments on that plan shortly thereafter.  If any of your creditors object to the discharge of the debt you owe them in a Chapter 7 filing, the issue will be brought up in further hearings.

Once these filing steps have been completed, you will typically complete a mandatory financial management course, and have your debt discharged 75 days after the creditors meeting.  If you have filed for Chapter 13, the discharge of your debt will occur upon completion of your payment plan.  If you have further questions regarding filing for bankruptcy, contact a San Jose Bankruptcy attorney who can provide you with information and advice.

Legal Help for your Bankruptcy Filing

The Law Offices of John Ribarich is a law firm with substantial experience in handling bankruptcy cases.  We provide focused and attentive service to our clients and help guide them through their bankruptcy from beginning to end.  Contact our offices today if you are considering bankruptcy, and we will sit down with you and help you figure out what action to take to best ensure a solid financial future.

Contact a San Fernando Valley Bankruptcy Lawyer if you are intending to file for bankruptcy.  They can provide you with skilled guidance through the sometimes complex filing process.