San Fernando Valley Foreclosure Defense Lawyer

Are you in or heading for foreclosure?

As a California homeowner in a still troubled economy, you may find yourself in a difficult situation and that you have nowhere to turn.  If you are several months behind in making your mortgage payments,    you may need some help to determine how to resolve this serious matter.  The average time for foreclosure in California is approximately 120 days, but could take longer if you work with an attorney to contest the foreclosure, delay the action, or file for bankruptcy. 

The most common and most used method of foreclosure in California is non-judicial foreclosure.  This means that no court action is involved.  In most cases your deed of trust contains a "power of sale" provision which allows your home to be sold by a trustee in order to satisfy a loan that is in default.  The trustee, as a representative of the lender will then sell your home at auction.

Because this timetable can move very quickly, it is crucial that a qualified San Fernando Valley bankruptcy attorney who specializes in foreclosure defense be consulted as soon as possible.  If you know that foreclosure is imminent, or if the process has already started, there are remedies that you can take that may stop the process, or stall it for a period of time.  An experienced attorney from The Law Offices of John Ribarich will review all possible alternatives with you, and come up with a game plan that may help ease your financial burden.

The Right Attorney with the Right Defense

With many years of experience successfully helping clients in financial crises, we keep current on bankruptcy and tax codes, know the strategies and tactics to use with lenders, and how to protect your rights under federal and state law.  We will meet with you and assess your current financial situation, and determine which option will work best for you, such as loan modification, bankruptcy, short sale, or deed in lieu.  There is hope for a brighter future.

If your home is danger of being foreclosed upon, contact a San Fernando Valley Foreclosure Defense Attorney today to discuss your options.  Help is just a call away.